Paying Off Medical Bills the Christian Way

All across America, there's a religious movement that aims to shoulder the costs of hospitalization through a simple system of sharing the wealth, according to the teachings of the bible to look after your brothers and sisters. If you are lucky enough to become a member of these religious cooperatives, paying off medical bills can become easier.

The program is anchored on the belief system that you are going to contribute to the kitty fund for the treatment of a co-op member with the understanding that if you are ever in the same position they will help you with your medical bills. The signing of the health care reform law,which grants exemptions to health ministries "pay or play" levies on health insurance. This is important because it allows religious co-ops f to avoid paying taxes on a "per-head basis." Besides, the new law only follows what the Amish community has enjoyed throughout the years since they are not mandated to pay taxes for social security and health insurance.

(To weed out the prospectors, the government requires that these religious health co-ops should be established since 1999 and must submit audits every year before they can be granted with the tax exemption.)

Be warned, however, you can't just enter a religious co-op and expect that the members will shoulder your expenses immediately. In fact, there's a significant number of applications for paying off medical bills that were rejected because the requirements doesn't only revolve around membership to a denomination or sect.

The amount you pay each day will depend on the premium in account. Of course, there are variations depending on your financial capacity and the size of your family. It goes without saying that the less money you have, the lower the fees will be.

Of course, there's a tradeoff. You may have to attend ministries and evangelicals regularly and follow the teachings of the bible and the organization. On the plus side, aside from paying off medical bills, some families find that the membership in these religious health groups actually help them achieve spiritual growth and draw them closer to their loved ones.